Buyers

Thinking of Buying

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The typical real estate transaction involves at least two dozen separate individuals – insurance assessors, mortgage brokers and underwriters, inspectors, appraisers, escrow officers, buyer’s agents, seller’s agents, bankers, title researchers, and a number of other individuals whose actions and decisions have to be orchestrated in order to perform in harmony and get a home sale closed. It is my responsibility, as your Realtor, to expertly coordinate all the professionals involved in your home purchase and to act as the advocate for you and your interests throughout.

My commitment as your Realtor:
  • I’ll educate you about your market.
  • Analyze your wants and needs.
  • Guide you to homes that fit your criteria.
  • Coordinate the work of other needed professionals.
  • Negotiate on your behalf.
  • Check and double-check paperwork and deadlines.
  • Solve any problems that may arise.
Be Financially Ready

While you may find the thought of home ownership thrilling, the thought of taking on a mortgage may be downright chilling. Many first-time buyers start out confused about the process or nervous about making such a large financial commitment.

Let’s Find the Right Home

You may think that shopping for homes starts with jumping in the car and driving all over town. And it’s true that hopping in the car to go look is probably the most exciting part of the home-buying process. However, driving around is fun for only so long – if weeks go by without finding what you’re looking for, the fun can fade pretty fast. That’s why I say that looking for your home begins with carefully assessing your values, wants, and needs, both for the short and long terms.

When We Are Ready to Make an Offer

Now that we are writing an offer, you need to be a businessperson. You need to approach this process with a cool head and a realistic perspective of the market. The three basic components of an offer are price, terms, and contingencies.

Price

The right price to offer must fairly reflect the true market value of the home you want to buy. My market research will help guide you through this decision.

Reports and Inspections

Unlike most major purchases, once you buy a home, you can’t return it if something breaks or doesn’t quite work like it’s supposed to. That’s why home owner’s insurance and property inspections are so important.

A home owner’s insurance policy protects you in two ways.

  • Against loss or damage to the property itself
  • liability in case someone sustains an injury while on your property

The property inspection exposes the secret issues a home might hide so you know exactly what you’re getting into before you sign your closing papers.

  • Your major concern is structural damage.
  • Don’t sweat the small stuff. Things that are easily fixed can be overlooked.
Time to Close

The final stage of the home buying process is the lender’s confirmation of the home’s value and legal statue, and your continued credit-worthiness. This entails a survey, appraisal, title search, and a final check of your credit and finance. My team will keep you posted on how each is progressing, but your work is pretty much done.

As long as you have clear expectations and follow directions, closing should be a momentous conclusion to your home-searching process and commencement of your home-owning experience.

THINKING OF BUYING?

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